Fixed Rate Bound

   Best 1-Year Fixed Rate Bond – July 2025 Looking for a simple, secure way to grow your savings? A 1-year fixed rate bond offers a guaranteed return over 12 months—no market surprises, no stress. Whether you’re saving for a big purchase or just want a safe return, this short-term bond can be a smart move. Why Choose a 1-Year Fixed Bond? Guaranteed Interest : Lock in your rate now and enjoy a fixed return—no matter how interest rates shift. Short-Term Commitment : 12 months is a comfortable timeframe—ideal if you want flexibility next year. FSCS Protection : Most UK banks offer coverage up to £85,000 per person, per institution. Top 1-Year Fixed Bond Rates (as of July 2025) Provider AER (%) Key Features GB Bank 4.58% £1,000 min deposit. Online access. Fixed for 12 months. Cynergy Bank 4.35% Competitive rate. Loyalty bonuses for existing savers. Shawbrook Bank 4.11% Monthly or annual interest. Minimum £1,000. Leeds Building Society 4.00% In-branch and online. An...

 The Bank of England (BOE) has decided to keep interest rates unchanged following its meeting on June 19, 2025. This decision comes amid ongoing economic uncertainty and inflation pressures, signaling a cautious approach to the UK’s financial outlook. What Does This Mean for You? If you’re a saver or investor, a steady interest rate environment can impact your returns on savings products like fixed rate bonds and other investments. While rates have not risen this time, the BOE’s decision reflects their focus on balancing inflation control with economic growth. Why Did the BOE Hold Rates? The Bank of England’s Monetary Policy Committee cited concerns around: Inflation remaining above target Economic growth showing signs of slowing Global uncertainties affecting markets This careful stance means the BOE is monitoring data closely before making any further changes. How Could This Affect Fixed Rate Bonds? For those looking to lock in returns, fixed rate bonds offer...