Best 3-Year Fixed Rate Bonds in the UK (June 2025)
Looking for a reliable, low-risk way to grow your savings with guaranteed returns? A 3-year fixed rate bond could be the perfect fit. These accounts lock in your interest rate for the full term, providing predictable growth without the uncertainty of the stock market. At Fixed Rate Bond , we make it easy to compare top UK deals and find the best fit for your savings goals. What Is a 3-Year Fixed Rate Bond? A 3-year fixed rate bond (also called a fixed-term savings account) is a savings product where you deposit a lump sum for three years in exchange for a fixed interest rate. Your money stays locked in, and in return, you earn a guaranteed return—regardless of market fluctuations. Key Features: Fixed interest rate – Your returns are locked in from day one. Capital protection – Covered up to £85,000 per provider by the FSCS. Lump-sum deposits – Most bonds require a £1,000+ minimum investment. No early access – Funds typically can't be withdrawn early without penalties. Be...